Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior or exterior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire interior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence; the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility's responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base, service entrance conductor and permanent high voltage electrical wiring. In addition, we will arrange and pay for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear. Not Covered: Repairs to any wiring that is connected to or part of any low-voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances (such as a natural disaster or an act of God); repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of low voltage wiring; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call:
Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Electrical Line Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from FPL Home.
