Electrical Wiring Protection
Amp Up Your Peace of Mind with Interior and Exterior Electrical Wiring Protection
Don't let the expense of electrical repairs suprise you. Because repairs from normal wear and tear aren't often covered by basic homeowners' insurance, you can feel secure knowing the optional coverage offered by FPL Home provides financial protection for the repair or replacement of your interior and exterior wiring.
Electrical repair and replacement plans made affordable.
Interior Electrical Coverage
Help protect your budget by covering repair and replacement costs for old, faulty, or damaged electrical systems inside your home, with coverage up to $2,500 a year with multiple calls. A 30-day waiting period includes a full refund if canceled within 30 days.
Sample covered parts:
- Outlets
- Switches
- Breaker panels
- Fuse boxes
- And more
Administered by HomeServe®
$3.24/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Interior Electrical Line Coverage
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line prior to enrollment. If your entire interior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence. Not Covered: Repairs to any wiring that is connected to or part of any appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances (such as a natural disaster or an act of God). Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Interior Electrical Line Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
Exterior Electrical Coverage
It can be costly to fix or replace the complex electrical wiring system outside your house. Enjoy coverage and peace of mind if a covered breakdown occurs, with coverage up to $3,000 per year with multiple calls. A 30-day waiting period includes a full refund if canceled within 30 days.
Sample covered parts:
- Weatherhead
- Meter box (not the actual meter)
- Wiring from meter box to the electrical panel
- And more
Administered by HomeServe®
$2.49/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Exterior Electrical Line Coverage
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your exterior electrical line prior to enrollment. If your entire exterior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility's responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base, service entrance conductor and permanent electrical wiring. In addition, we will arrange and pay for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear. Not covered: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of wiring; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances (such as a natural disaster or an act of God). Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Exterior Electrical Line Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
Electrical Line Plus
This plan provides up to $3,000 for Exterior Electric Line; up to $1,000 for Exterior Low Voltage Line; up to $2,500 for Interior Electric Line and up to $1,000 for Interior Low Voltage Line in annual coverage with multiple service calls. A 30-day waiting period includes a full refund if canceled within 30 days.
Sample covered parts:
- Distribution center (panel or fuse box)
- Faulty wiring to wall light
- Faulty or damaged electrical outlet, GFCI outlet
- Broken light switch
- Faulty wiring to exhaust fan
- Weatherhead
- Insulator
- Repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear.
- Interior low voltage lines
Administered by HomeServe®
$4.49/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Electrical Line Plus Coverage
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your exterior electrical line prior to enrollment. If your entire exterior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.
Exclusions:
Exterior Electrical Line: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of wiring; generators; non-utility supplied power and/or lines; appliances
Interior Electrical Line: Repairs to any wiring that is connected to or part of any resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet
Exterior and Interior Telephone Lines: Key telephone systems, private branch exchanges (PBX), ISDN and other specialty or non-basic lines or systems; wiring for boat slips, special boat cards and jacks, jacks located outdoors (except where attached to your residence), or any temporary or removable, security system wiring.
Good to know
Average cost of electrical system repair or replacement based on the national average repair costs within HomeServe USA network as of January 2023.
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*Savings as compared to renewal price. For more information about the instant rebate, click here.
THIS OPTIONAL COVERAGE IS OFFERED BY FPL HOME, FLORIDA LICENSE #E099597, AND NOT FLORIDA POWER & LIGHT COMPANY (“FPL”). FPL Home is an unregulated subsidiary of FPL. The coverage is administered by HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #P129179, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851. The coverage is provided by the contract issuer, Northcoast Warranty Services, Inc., License # 49123, 800 Superior Avenue E., 21st Floor, Cleveland, OH 44114. FPL Home, HomeServe and Northcoast Warranty Services are each separate and independent companies. This service plan is not provided by your local electric or water utility. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from FPL. FPL Home and HomeServe entered into an agreement to introduce these plans.